Author: abraham

Hi, Miro with Branch Benefit Consultants here to talk about uninsured motorist.

We have a lot of customers that ask what is Uninsured Motorist and underinsured motorists? Well, uninsured Motorist protects you and your passengers, if you are hit by an uninsured driver, not enough insurance or that hit and run driver.

Uninsured motorist protects you and your passengers’ medical bills up to the limit of liability. You can have the basic liability of $25,000/ $50,000 or you can have $500,000 in coverage. It all protects you and your passengers, medical payments. Uninsured motors protects you in many ways.

Please give us a call here at Branch Benefit Consultants to speak more about uninsured/underinsured motorist coverage. Thank you for your time.

We’d be happy to review your insurance coverage options with you! Give us a call at (702) 646-2082 or visit https://branchbenefitsconsultants.com.

Hi, my name is Gaby and I’m going to talk about the travel trailers which are the fifth wheels, travel trailers, toy haulers and horse trailers. Those are actually pulled by an auto and your auto insurance covers that liability portion of the insurance.

What you can add is the comprehensive and collision coverage, the med pay, personal property, vacation liability, and roadside assistance. If you have any questions about what are those coverages? Please give us a call. Thank you.

We’d be happy to review your insurance coverage options with you! Give us a call at (702) 646-2082 or visit https://branchbenefitsconsultants.com.

Hi, my name is Miro. I’m going to be talking about classic auto insurance today. With classic auto insurance we’re able to insure a vehicle up to the value of $35,000 without an appraisal. Any other vehicle over the value of 35,000 will need an appraisal. Classic vehicles normally fall under the guidelines of 25 years or older.

You’re also able to add various endorsements to classic insurance like cherishing the reconstruction of the value of the vehicle. Also, you’re able to charge a salvage title for your classic automobile, under the classic automobile, you’re able to have your regular liability costs, your uninsured motors, your medical, your comprehensive and collision on classic insurance.

We also have the availability to have a zero deductible. If you have any questions in regards to your classic vehicle, we’re here to help you, give us a call.

We’d be happy to review your insurance coverage options with you! Give us a call at (702) 646-2082 or visit https://branchbenefitsconsultants.com.

Hi, my name is Gaby and I’m here to talk about the SR22. What is an SR22? The SR22 is a financial responsibility filed by the DMV and needs to be carried for three consecutive years without a lapse coverage. The reason why you need an SR22 can be due to a lapse on your insurance or it can be due to a DUI that is drug or alcohol related or it can also be due to a manslaughter without death.

The SR22 is an endorsement added to your current auto policy or you can get an additional policy just for the SR22 by itself. You need to carry that for three years with no lapse in coverage. And also, once you pay that reinstatement fee and provide the proof of the SR22 to the DMV, you may be able to reinstate your driver’s license. If you have any questions, please submit your questions to our BBC website. Thank you.

We’d be happy to review your insurance coverage options with you! Give us a call at (702) 646-2082 or visit https://branchbenefitsconsultants.com.

Hi, I’m Taylor. And today we’re going to talk about off road recreational vehicles. So this would include your ATVS, your dirt bikes, your Can-Ams, your Razors, things along those lines.

So yet the state doesn’t mandate you to carry this insurance. It’s always a good idea to carry the insurance because one, if you hit somebody else while you’re out there riding and you potentially hurt somebody, the insurance would pay for that. It kind of works just like an auto policy that would cover bodily injury for the other person. And it would also cover property damage in case you did damage their ATV or their dirt bike or whatever it is so you’re not coming out of pocket for that information or later on, they can’t sue you and take you to court and then you have to pay all those costs out of pocket, obviously, then you can carry it for yourself.

So if you have a really expensive razor, that’s like anywhere from, you know, 30 to 40 grand, whatever it is and you go out and you damage that vehicle, now you’re out of pocket for thousands and thousands worth of damage. But if you have a policy on it, then you only have to pay your deductible, which could be, you know, 500, 1000, is all you have to pay. And then the insurance company would obviously pay the rest. So it works just like an auto policy. And obviously, then it would also help you cover any medical payments in case you or a loved one is on the back with you or end with you and you roll over or you hurt yourself, then both of you can be covered for medical payments as well.

If you have any questions, please give us a call and we’ll be happy to help you. Thank you.

We’d be happy to review your insurance coverage options with you! Give us a call at (702) 646-2082 or visit https://branchbenefitsconsultants.com.

Hi, I’m Miro with Branch Insurance Group. Today, we’re going to talk a little bit about travel insurance into Mexico. For those who wish to travel into Mexico, you must have travel insurance.

This travel insurance is pretty simple. It goes based on the vehicle value and the time frame that you’ll be going into Mexico. Of course, all Mexico is covered once you go into Mexico, for the travel insurance. And again, it’s really simple. It’s really based on the year make and model of your vehicle and the value of the vehicle and how many days you’re going into Mexico.

You might think that Mexico insurance is really not necessary, but honestly, it is mandatory. In Mexico If you happen to get pulled over by a federal, which is a police officer and he asks you for insurance and you happen not to have it, he is able to go ahead and tow that vehicle from you and of course you’ll be stranded without a vehicle. So it’s really important to have that Mexico policy in place. We could do anything from motorcycles, license insurance, automobiles and recreational vehicles as well.

So give us a call here at BBC. We’ll be able to help you out with that travel insurance. If you’re needing to speak Spanish, we’re here to help you as well. Thank you for your time.

We’d be happy to review your insurance coverage options with you! Give us a call at (702) 646-2082 or visit https://branchbenefitsconsultants.com.